First Time Homebuyer Tips and New CHMC Insured Mortgages - onto Skaha Beach Resort & Spa

FIRST-TIME BUYER WORKSHOP -- SATURDAY NOVEMBER 3

UrbanLand Company Proudly Presents:
RHODE ISLAND POINTE - 6 Rhode Island Avenue, NW @ North Capitol

SESSION 1: 10am - 12pm
SESSION 2: 1pm - 3pm

Bring your questions - We'll bring the answers! Don't miss this unique opportunity to:

- Learn how you can afford more/pay less using available programs/incentives
- Prepare for your first home purchase!
- Complete a FREE loan application
- Talk one-on-one with a Bank of America lender

Learn about options like:

- 100% Financing
- No Money Down Programs With No PMI
- DC Tax Abatement Program
- DC Bond Program
- Below Market Interest Rates for 1st Time Buyers
- ACORN
- HPAP
- Community Commitment Program
- Closing Cost Credits
- & More
(some restrictions may apply)

THERE IS NO OBLIGATION TO PURCHASE AND THIS SESSION IS FOR YOUR INFORMATION ONLY - OPEN TO ALL WHO WISH TO ATTEND.

Space is limited! Please RSVP by email reply for Session 1 or 2.

See you there!
UrbanLand Company
Real Estate Brokerage
202.299.9223

Thursday Eve -- Check Out These Great 1 & 2-Level Washington Condos!

JOIN US - THURSDAY NOVEMBER 1 - 6-8 PM - TWO TERRIFIC PROPERTIES!

1. NOVA VITALIS
COLUMBIA HEIGHTS
1106-1108 Columbia Road, NW

LAST 1BR - LAST FEW 2-LEVEL 2BR'S - HURRY, LET'S MAKE A DEAL!
LOCATION, METRO, FINISHES, INCENTIVES - IT'S ALL HERE!

3% CLOSING CREDIT

1BR from $219K
2-LEVEL 2BR from $286K

Check out photos and floor plans @
http://www.loftsatbrightwood.com/home.html

2. MOUNT PLEASANT HEIGHTS
MOUNT PLEASANT/ADAMS MORGAN
3510 16th St, NW

GORGEOUS RESTORED TUDOR WITH GREAT LIGHT AND VIEWS!

1BR from $249K

Check out photos and floor plans @
http://www.urbanlandcompany.com/mountPH/mountPH.html

SEE YOU THERE!

Spirepoint Properties - No down payment with CMHC

This month's issue of the Spirepoint Insider is ready. You can read it by clicking on the following link:

http://www.spirepoint.ca/newsletter/SpirepointInsider-2007-10-Real-Estate-Calculations-CMHC-No-Down-Payment.htm

Here's a sneak preview of what's in the newsletter:

Announcements
Joanne Beehler to be featured in Canadian Real Estate magazine
CMHC Announces No Down Payment for Investors
Coming Events
Ask The Expert - Using a Database to Track Real Estate Deals
Current Deals - 6 Townhomes in upscale area of Ottawa, Condos in Mont Tremblant, top-floor condos in Quebec City
Education - Real Estate Calculations - Can you buy with "no down payment" using CMHC?
Recommended Read - Investing in Fixer-Uppers

http://www.spirepoint.ca/newsletter/SpirepointInsider-2007-10-Real-Estate-Calculations-CMHC-No-Down-Payment.htm

Thank you for subscribing to our newsletter!

Paul Blacquiere and Joanne Beehler

SPIREPOINT PROPERTIES
Making real estate investments easy

275 Slater Street, Suite 900
Ottawa, Ontario, Canada K1P 5H9

Tel (613) 860-8008
Fax (613) 822-5170
Toll free (866) 702-8008
http://www.spirepoint.ca

Skaha Beach Club & Spa visits Alberta

Invitation - Friday, October 5, 2007

If you did not get the opportunity to visit our Penticton Discovery Centre this summer and are interested in learning about the Okanagan’s most luxurious 5 star resort, we are coming to Edmonton and Calgary this month. Please join us in Edmonton at the Resort Property Show on Saturday, October 13th at the Mayfield Inn on 16615- 109th Avenue.

OR

Join us in Calgary at the Resort Property Show on Saturday, October 20th at the Calgary Stampede Park in the Big Four Building on 1801 Big Four Trail SE in Calgary.

Both shows are open to the public from 10:00 a.m.- 6:00 p.m. Brenda, Sharon and Michael will be on hand to answer all of your questions. Most importantly, what sets Skaha Beach Club & Spa apart from other resort offerings.

In the news
Recently the South Okanagan and Skaha Beach Club & Spa were featured in the Seattle Times. We thought you might find the article interesting so we attached a link (below) for your convenience. Bold wines, vistas and ambitions in B.C.'s South Okanagan Valley. Should you have any questions regarding the Resort Property Shows in Edmonton and Calgary or would like to receive more information about Skaha Beach Club & Spa, please do not hesitate to contact us directly.

Your Skaha Beach Club & Spa Team, Brenda, Sharon and Michael

The Discovery Centre in Penticton is open: 9:00 a.m. - 5:00 p.m., Tuesday - Saturday

3388 Skaha Lake Road, Penticton, B.C. V2A 6G4, Toll Free: 1.877.493.3003
www.skahabeachclub.com

UrbanLand Washington Condo Real Estate Properties - JOIN US - SUNDAY, NOVEMBER 4 - 1-5PM

1. THE MONIQUE SHAW CONDOS 445 R Street, NW

STUNNING UNITS FLOODED WITH LIGHT AND SPACE!
2 BLOCKS TO METRO, 3% CLOSING CREDIT, MEDIA PACKAGE

- 1 BRs from $279K
- 2 BRs from $389K
- 2-Level Lofts from $595K

check out photos and floor plans @
http://www.urbanlandcompany.com/monique/monique.html

2. THE FLORIDIAN CONDOMINIUMS U STREET CORRIDOR 919-929 Florida Ave, NW

SPECTACULAR CONTEMPORARY SHOWCASE - THE COOLEST BUILDING IN DC!

- Studios from $244K
- 1 BRs from $345K
- 2 BRs from $444K
- Penthouse from $450K

check out photos and floor plans @
http://www.thefloridiandc.com/wel.html

3. CAPITOL HOUSE CONDOS CAPITOL HILL 1628 C STREET, SE

14 SHARP NEW CONDO FLATS - METRO, SHOPS, HIGH CEILINGS, OPEN PLAN, GRANITE/SS KITCHENS AND MORE!

- 1BRs from $240's
- 2BRs from $350's

Check out photos and floor plans @
http://www.urbanlandcompany.com/capitolhouse/capitolhouse.html

4. ECKINGTON STATION CONDOS ECKINGTON 1927 3rd St, NE

BOUTIQUE BUILDING - FLAWLESS FINISHES! 3% CLOSING CREDIT

- 1BR from $234K
- 2LEVEL 2BR/2BA from $375K

Check out photos and floor plans @
http://www.urbanlandcompany.com/eckington/eckington.html

SEE YOU THERE!

SPIREPOINT JOINT VENTURES FOR OTTAWA TOWNHOMES!

Investment Details
Over 20% below market value with $500,000 INSTANT EQUITY!
6 town homes in Ottawa's "Golden Triangle" - a prestigious area minutes from the downtown core
Smallest unit is over 1700 square feet
Buildings appraised 2 years ago for $2.118 million
Current estimated value is $2.3 million, in AS-IS condition
Our purchase price - $1.8 million
Cosmetic renovations could easily increase profits
Comparable properties in the area start at $400,000

Financial Information
Minimum investment: $100,000 plus good credit
Non-refundable deposit: $500 (DEADLINE - Friday, Nov. 9th, 2007)
Total Return On Investment (ROI): 42.8% (higher if units sell quickly)
Investment Timeframe: 12 months maximum
Download investment opportunity document right now

Properties in this area are in VERY high demand, which will allow us to re-sell the severed units quite easily. We have already had inquiries from home buyers for the individual units and we haven't even CLOSED yet.

A $500 non-refundable deposit is required to show your commitment - no exceptions

Give us a call at 613-860-8008 xtn 2 for more information. Serious inquiries only please - $100,000 minimum investment

Skaha Beach Club and Spa Resort in the Okanagan

Published as an email blast on February 16th, 2007.

Five Star Updates! Skaha Beach Club & Spa

Skaha Beach Club & Spa Okanagan is one of the most complete and spectacular resort investment opportunities in the Okanagan. We are committed to our goal of creating and offering what is sure to be the most exclusive property the Okanagan has ever seen.

In our quest for five star excellence at Skaha Beach Club & Spa Okanagan, we are pleased to make the following announcements:

Based on the incredible demand and sellout on our two previous launch days for Studio Residences, we have added a fifth floor to Building # 2 and to Building # 4 at Skaha Beach Club & Spa Okanagan. We anticipate most of these Studio Residences will be acquired by our existing Owners who have already experienced significant capital appreciation of their Residences at Skaha Beach Club & Spa.

We have extended Skaha Beach Club and Resort Spa Building 3 towards the lagoon and inserted two One-Bedroom Residences on each floor, again, to satisfy market demand.

Our hotel operator, Atlific Hotels and Resorts, feels these new Residences will help to satisfy our peak summer demand and address the Convention Centre shortage of first-class hotel rooms in Penticton outside the summer season.

STOP PRESS: All of these changes are now reflected on our Skaha Beach Club & Spa website: www.skahabeachclub.com. While on the website, take a sneak preview at these exciting changes at your Five-Star Resort:

v Increase in our World-Class Destination Spa from 4000 square feet to 8200 square feet

v Unique Okanagan Hydrotherapy Water Journey in the Spa on the Beach Level

v Expansion of our Skaha Beach Club & Spa Okanagan Fitness Club & Wellness Centre with the addition of an Indoor Pool, all on the Beach Level

v Doubling the size of our meeting room space on the Ground Floor

v Increase in the size of our cafe/deli/wine bistro and doubling the size of the International Culinary School on the Ground Floor,

All of which will enhance demand for this Five Star Destination Resort.

To facilitate Skaha Beach Club & Spa Priority Registration and, due to our extremely high conversion rate at our past launch events, we will remove Residences from the inventory on our website as soon as they have a Priority Reservation Agreement with a $10,000 deposit in place.

Please act now to secure your first choice as these new Residences and the few remaining Two-Bedroom Lock-off Residences in Building 3 are now available for our March 31st, 2007 launch.

On April 1st, 2007, pricing will increase 15-25% for Skaha Beach Club & Spa Resort Residences in Buildings 5 & 6 to reflect increased construction costs.

Reservation Forms are available by replying to this email or contacting your Sales Representative at 1.877.493.3003 .

We look forward to hearing from you,

Your Skaha Beach Club & Spa Team

The Discovery Centre is open Noon-5:00pm Everyday
3388 Skaha Lake Road
Penticton, B.C. V2A 6G4
Toll Free: 1-877-493-3003
www.skahabeachclub.com

For more information about other British Columbia resort real estate developments and pre-sales opportunities, please click here. For those looking for Vancouver real estate pre-construction condos, click here.